MCB Tri-Cities. More than a bank. Your own personal team!

At Mountain Commerce Bank we have a team dedicated just to you. We know your financial success depends on a bank that has all the modern conveniences you’ve come to expect. MCB has all that, PLUS your own dedicated personal banker you can call and speak to, someone you know, someone who will be there the next time you call. Our goal is to be your primary bank of choice by providing top-quality service and Responsive Relationship Banking, keeping all decisions local and personalized to fit your individual financial needs.

MCB Tri-cities Team

William E. “Bill” Edwards III

William E. “Bill” Edwards is the Founder, Chief Executive Officer (CEO) of the Bank and CEO and President of Mountain Commerce Bancorp (Company). With over45 years of diverse experience in lending, capital markets, and investment analysis, Bill is a seasoned commercial banker. He graduated from the University of Tennessee Knoxville and previously held a certified financial planner designation. Throughout his career, he has held leadership roles in both regional banking and with the FDIC. As a proud alumnus of the University of Tennessee Knoxville, Bill is committed to community service. He enjoys University of Tennessee athletics, travel and spending time with his family.

Knoxville Phone: (865) 694-5725
Johnson City Phone: (423) 232-5000

Kevin Horne

Kevin Horne, the President and a Board Member of MCB, has over 30 years of experience in banking and financial services. He specializes in credit quality and commercial lending, overseeing operations, credit administration, and retail functions at MCB. Kevin is a graduate of the University of Tennessee at Knoxville and the Stonier Graduate School of Banking, Southeastern School of Commercial Lending and Southeastern School of Advanced Commercial Lending. He is also recognized as a 40 Under 40 leader in the Tri-Cities area. Outside of work, Kevin enjoys attending UT athletics events, as well as outdoor activities and traveling.

Address: 109 Memory Gardens Road, Johnson City, TN  37615
Email: kevin.horne@mcb.com
Phone: (423) 232- 5016
NMLS #: 1499314

Todd Jones

Todd Jones

Todd Jones, Senior Vice President and Director of Investments and Financial Planning Services has extensive experience in 401(k) consulting, investment management, private banking and financial planning. Todd earned his bachelor’s and master’s degrees from East Tennessee State University. He also holds the designations of Certified Financial Planner™, Accredited Investment Fiduciary®, and the Series 7 license. Todd is also an alum of the Johnson City Chamber of Commerce Leadership Program. He enjoys East Tennessee State University and University of Tennessee athletics.

Address: 109 Memory Gardens Road, Johnson City, TN  37615
Email: todd.jones@mcb.com
Phone: (423) 232-5017

Cindy Widener

Cindy Widener

Cindy Widener, Vice President and Relationship Manager, serves as a commercial and consumer lender for the Tri-Cities area. Cindy’s previous financial experience at MCB includes working with the director of investments and financial planning and she also served as Branch Manager at the Bristol Highway branch in Johnson City.  Cindy graduated from East Tennessee State University with a bachelor’s degree in business administration and holds licenses for Series 6, Series 63, and Life, Accident and Health Insurance in the State of Tennessee.  She enjoys cooking, farming, and gardening.

Address: 109 Memory Gardens Road, Johnson City, TN  37615
Email: cindy.widener@mcb.com
Phone: (423) 262-5805
NMLS #: 657386

Casie Hempenstall

Pete Roller

Pete Roller, Senior Vice President and Senior Relationship Manager, brings more than 25 years of banking experience, including branch management and administration, commercial lending, and customer relations. He has served on the Board for Family Promise and past member of the Johnson City Chamber Board of Directors.

Pete is a graduate of East Tennessee State University with a Bachelor’s in Marketing and earned a Master of Arts in Organizational Management from Tusculum University.

Address: 109 Memory Gardens Road, Johnson City, TN 37615
Email: pete.roller@mcb.com
Phone: (423) 232-5052
NMLS #: 718872

Cindy Widener

Rod Stent

Rod Stent, Vice President and Senior Treasury Management Sales Officer, brings 20 years of banking experience, including branch management, treasury management, customer relations, and problem resolution. He formerly served on the Board for the Tenant Resource Center and volunteered with Frontier Health, Habitat for Humanity and Second Harvest.

Rod is a graduate of the University of Wisconsin with a Bachelor’s in Psychology.

Address: 109 Memory Gardens Road, Johnson City, TN 37615
Email: rod.stent@mcb.com
Phone: (423) 232-5053

Casie Hempenstall

Casie Hempenstall

Casie Hempenstall, Assistant Vice President and Banking Service Manager, has been in the banking industry for more than five years. Her background includes customer service experience, management, and marketing. 

In 2023, she was promoted to her current role, overseeing the ITM and Call Center staff. In July 2024, she was assumed an additional role managing MCB’s Bristol Highway branch.

Casie earned her bachelor’s degree in finance from East Tennessee State University. She’s a fan of ETSU athletics, relishes home improvement projects and enjoys spending time with her husband and family.

Address: 3122 Bristol Highway, Johnson City, TN 37601
Email: casie.hempenstall@mcb.com
Phone: (423) 232-5121
NMLS #: 1997147

Nikki Hogston

Benita Sparks

Benita Sparks joined MCB as vice president and branch manager at the bank’s Erwin location, bringing with her more than four decades of banking experience. The lifelong Erwin resident has devoted countless hours over the years to both business development and helping customers achieve their financial dreams.

Address: 400 North Main Avenue, Erwin, TN 37650
Email: benita.sparks@mcb.com
Phone: (423) 735-5333

Shane M. Broyles

Shane M. Broyles

Shane M. Broyles, Assistant Vice President and Loan Officer, has more than 15 years of banking experience in all facets of the industry. During his banking career, which includes working for four banks in East Tennessee, Shane he has worked as a teller, customer service representative, assistant manager and loan officer.

In 2020, he joined Mountain Commerce Bank in his current role, working at the bank’s Erwin, Tennessee location.

Shane holds a bachelor’s degree in business administration—with a focus in marketing—from East Tennessee State University. He has also completed coursework in credit analysis.

Address: 400 North Main Avenue, Erwin, TN 37650
Email: shane.broyles@mcb.com
Phone: (423) 735-5333

Nikki Hogston

Linda Harrell

Linda Harrell, Banking Officer and Branch Manager, has more than 30 years of banking experience. In 2015, Ms. Harrell joined Mountain Commerce Bank as a Customer Service Representative and Head Teller. In 2022, she was promoted to Branch Manager of the Unicoi Branch, she oversees the branch’s retail staff and assists with business development.

Address: 4200 Unicoi Drive, Unicoi, TN 37692
Email: linda.harrell@mcb.com
Phone: (423) 735-5380
NMLS#: 2477317

Shane M. Broyles

Andrea Prince

Andrea Prince, LPL Registered Administrative Assistant, works with the director of investments and financial planning to manage accounts and maintain investment relationships with personal attention and service. Andrea’s previous financial experience includes Financial Services Representative and Operations Manager at another financial institution, totaling over 10 years in the industry. She graduated from Big Sandy Community and Technical College with an associate of arts in business administration and management and holds licenses for Series 6, Series 63, and Life, Accident and Health Insurance in the State of Tennessee. 

Address: 109 Memory Gardens Road, Johnson City, TN 37615
Email: andrea.prince@mcb.com
Phone: (423) 262-5873