MCB Knoxville: More than a bank. Your own personal banker.

At Mountain Commerce Bank Knoxville, we have a team dedicated just to you. We know your financial success depends on a bank that has all the modern conveniences you’ve come to expect. MCB has all that, PLUS your own dedicated personal banker you can call and speak to, someone you know, someone who will be there the next time you call.

To serve our clients better, we opened a second location in Knoxville. The doors to the Bearden Financial Center opened on June 1, 2015. The location, at the corner of Northshore Drive and Kingston Pike, serves as our corporate headquarters. We’re excited about opening additional doors for you, your business and your family.

We’re Knoxvillians! We’re your neighbors, and we care about you!

MCB Knoxville. Responsive Relationship Banking.

Tim Topham, Executive Vice President and Director, is the Area President and Senior Loan Officer for the Knoxville market, with responsibility for commercial and private banking, treasury management, and branch retail development. Prior to his time at MCB, Tim managed private banking and private wealth management groups with a loan and deposit portfolio worth nearly a billion dollars. Tim is a graduate of Maryville College with a bachelor’s degree in business administration, and he is on the board of directors for Maryville College and former member for Knoxville Habitat for Humanity. He also volunteers regularly for many humanitarian and community organizations, including the Boys & Girls Club and Habitat for Humanity. Tim enjoys bicycling, hunting, fishing, and golf.

Tom Jensen, City Executive and Executive Vice President, is a member of senior management and the leading commercial lender at MCB. Prior to MCB, Tom served as group vice president managing a wealth management unit with a portfolio of over $400 million in assets. A graduate of the University of Tennessee Knoxville with a finance degree, Tom is also a graduate of Leadership Knoxville and active on several area humanitarian and community boards of directors, including the United Way, Boys & Girls Club, Knoxville Quarterback Club, and the Fountain City United Methodist Church. Tom enjoys University of Tennessee athletics, as well as travel, politics, and music.

Michael Saporito, Senior Vice President and Relationship Manager, has been with MCB from its beginning in Knoxville, right after he graduated with a finance degree from the University of Tennessee Chattanooga, where he played football. Having built his banking career at MCB, Michael has gained experience in treasury management, information technology, and commercial lending. As a relationship manager since 2009, he manages a large commercial and private banking portfolio for MCB. Michael serves on the Boys and Girls Club of TN Valley Advisory board, and he is a regular volunteer with Habitat for Humanity. He enjoys golf, basketball, and Ohio State University sports.

Brice Chapman, Vice President, Relationship Manager, came to MCB from a Berkshire Hathaway company. He has experience in human resources, Bank Secrecy Act compliance and policy development, credit analysis, loan portfolio management and branch and treasury management services. He currently provides high level oversight for the MCB branches at Cedar Bluff and Bearden Financial Center and also manages a portfolio of loan and deposit relationships in the Knoxville market. He holds a Certified Financial Planner™ designation, and has a Series 7 license. Brice has a bachelor’s degree from Crown College. He serves as the Youth Director at Salem Baptist Church and enjoys weightlifting, basketball, golf, and spending time with his family.

Connie French, Senior Vice President and Relationship Manager, serves as a Private Banker for consumer and commercial loans in the Knoxville area. She services a large portfolio of loans and assets. As a Relationship Manager, Connie brings many years of banking experience to MCB, specifically in private banking, commercial lending, consumer lending, and mortgage lending. She has held several positions and leadership roles on area humanitarian and community boards of directors, including the Boys & Girls Clubs, Knoxville Habitat for Humanity, and the American Heart Association. Connie holds a finance degree from the University of Tennessee Knoxville. She enjoys running, yoga, and Tennessee football.

Debbie Watson, Senior Vice President and Relationship Manager, serves as a private banker and lender for consumer and commercial loans in the Knoxville area., She services a large portfolio of loans and assets. Debbie’s banking career is extensive, with experience in credit card operations and branch management for one of the largest and most successful bank branches in the Knoxville area. She has also worked in private wealth management, servicing a large portfolio and assisting clients with all their financial needs. At MCB, Debbie is a leader in service-driven banking for clients with a variety of financial circumstances. She majored in accounting at the University of Louisville and graduated from the Tennessee School of Banking. In 2013, Debbie was awarded Mountain Commerce Bank’s Stuart E. Wood Memorial Award for excellence in banking and teamwork. Debbie enjoys golf and spending time with her family.

Erik Wilson, Vice President, Senior Portfolio Manager, has more than 26 years of banking experience with a focus on commercial, industrial and real estate lending, as well as credit administration. During his career, Mr. Wilson has acquired knowledge in the areas of bank services, policies, procedures, regulations and loan default remedies.

He joined Mountain Commerce Bank in 2013 as vice president and relationship manager. In March 2020, he accepted the position of Senior Portfolio Manager. He is currently responsible for analyzing financial statements and managing portfolios, as well as evaluating risk.

Erik graduated from the University of Tennessee Knoxville with a Bachelor of Science degree in business administration, majoring in finance.

Stephanie Barnes, Senior Vice President and Relationship Manager, serves as a commercial and consumer lender for the Knoxville area. Stephanie has more than 20 years of banking experience, specifically in the areas of commercial, consumer, and mortgage lending. Stephanie graduated with honors from Tennessee Wesleyan College with a Bachelor of Science degree in business administration, majoring in finance. She is actively involved with the Farragut West Knox Chamber of Commerce and has served on several committees over the years. She enjoys boating, UT football, and being a soccer mom.

Tony Johnson, Vice President and Portfolio Specialist, underwrites loans and coordinates loan closings. He has more than 17 years of banking experience in retail, commercial, and Government Guaranteed Lending (US SBA and USDA). Most recently, Tony worked at FSG, where he served as an underwriter for Government Guaranteed Loans. In addition, over the course of his career, he has gained experience in special assets and collections. He earned his Bachelor of Science degree from Maryville College, and he is active in the community, having served as an assistant coach with the American Youth Soccer Organization and the Boys and Girls Club of Oak Ridge.

Stacy Connatser, Assistant Vice President and Relationship Manager, serves as a commercial and consumer lender for the Knoxville area. Stacy brings several years of banking and financial experience to the MCB Team. and is a key contact for business development and other client banking services. Stacy holds a bachelor’s degree from the University of Tennessee and serves as an Ambassador for the Farragut West Knox Chamber. She is and has been active with many other humanitarian and community organizations, including the Knoxville Chamber, Second Harvest, Junior Achievement, and Mission of Hope. Stacy enjoys running, traveling, University of Tennessee athletics, and spending time with family.

Kelsey Innes, Assistant Vice President and Branch Manager, joined Mountain Commerce Bank (MCB) in 2019. She oversees MCB’s Bearden headquarters retail staff and assists with business development. Kelsey graduated from Lincoln Memorial University in Harrogate, TN with a bachelor’s degree in management and leadership studies. In her free time, she participates in the TN Promise Scholarship Mentor Program which prepares high school seniors for college and scholarship opportunities. Kelsey also enjoys spending time with her family and volunteering with her church.

MCB Knoxville. More than a bank, your own personal banker.

Tim Topham

Tom Jensen

Michael Saporito

Brice Chapman

Connie French

Debbie Watson

Erik Wilson

Stephanie Barnes

Tony Johnson

Stacy Connatser

Kelsey Innes