Loans and Lines of Credit

MCB offers competitive and flexible rates and terms for loans and lines of credit to help satisfy your current business financial needs. MCB offers local decision-making, quick turnaround and specialized loan officers to help structure your lending needs. For current rates and terms on any of our business products, please call or visit an MCB branch location.

Commercial Real Estate Lending*

MCB offers permanent loans on commercial real estate:

  • Single family residential investment property
  • Multi-family residential investment property
  • Commercial-Income producing property

SBA Lending

  • As a Small Business Administration (SBA) Preferred Lender, MCB has lending programs that extend beyond the scope of standard financing by providing flexible terms to improve repayment ability and preserve working capital.

Equipment Lending

  • Purchase or refinance new or used equipment and vehicles

Operating Lines of Credit

  • Revolving lines of credit to assist with short-term capital needs, with the option to sweep funds to a checking account with MCB.
For current rates and terms on business loans and lines of credit,
contact an MCB branch location in your area.

Business Visa® Credit Card**

Mountain Commerce Bank offers a convenient and flexible Business Visa® credit card that provides you with the buying power your business needs for purchases. It is accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And, our card comes with the local, friendly service you have come to expect from Mountain Commerce Bank.

The MCB Business Visa® credit card features the following benefits:

  • Low fixed interest rates
  • No annual fee
  • Scorecard Rewards®
  • For every $1.00 you and the cardholders in your company spend in net retail purchases, you will receive one (1) Scorecard Rewards® Bonus Point that can be redeemed for hundreds of merchandise and travel rewards.

To apply for an MCB Business Visa® credit card, call or visit any MCB branch location near you.

To manage your MCB credit card account, visit

To learn more about Scorecard Rewards® or to redeem your rewards, visit

*All loans and lines of credit are subject to credit approval. Certain restrictions may apply.
**Subject to credit approval. See an MCB representative for additional terms and requirements.