Mountain Commerce Bank Earns Prestigious Five-Star Rating from BauerFinancial

KNOXVILLE, TN — September 24, 2018 — Mountain Commerce Bank (MCB), the Knoxville, Tennessee-based subsidiary of Mountain Commerce Bancorp, Inc. (OTCQX: MCBI), has received a superior five-star rating from BauerFinancial, Inc., the nation’s leading independent bank and credit union rating and research firm.

The five-star rating—the highest the firm can assign a financial institution—is emblematic of Mountain Commerce Bank’s exemplary financial strength and stability. It indicates that the bank excels in areas of capital adequacy, profitability and asset quality—among other hallmarks.

“This five-star rating from BauerFinancial is an unbiased indication that MCB is a strong financial institution,” said William E. (Bill) Edwards, III, the bank’s president and chief executive officer. “It is impartial evidence that MCB’s focus on Responsive Relationship Banking—understanding our clients’ needs, making decisions locally and hiring service-oriented team members—clearly sets us apart from others in East Tennessee. At MCB, we look forward to building on our successes, and on this significant recognition.”

MCB is a state-chartered, FDIC-insured, century-old financial services institution serving East Tennessee. At the end of June 2018, the bank had $807.2 million in total assets and $710.0 million in total deposits. MCB currently employs more than 80 individuals at five branches in Knox, Washington and Unicoi counties, and at its operations center in Johnson City.

About Mountain Commerce Bancorp:
Mountain Commerce Bank (MCB) is a subsidiary of Mountain Commerce Bancorp, Inc. (OTCQX: MCBI). Through Hometown Service and Smart Technology, MCB offers big bank products and services, with the personal attention and exceptional service of a hometown, community bank.

About BauerFinancial, Inc.:
Located in Coral Gables, FL, BauerFinancial is the nation’s leading independent bank and credit union rating and research firm. It has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings information is available for free at bauerfinancial.com.