Mountain Commerce Bank offers a Visa® Executive Credit Card for executive and private banking type clients. With extremely attractive terms and rates combined with our rewards program, the Executive Credit Card is designed to provide executive and private banking clients the type of buying power they desire. It is accepted at thousands of locations worldwide and comes with the local, friendly service you have come to expect from Mountain Commerce Bank.
The MCB Visa® Executive credit card features the following benefits:
Variable rate tied to Prime Rate
No annual fee
Scorecard Rewards®
For every $1.00 you spend in net retail purchases, you will receive one (1) Scorecard Rewards® Bonus Point that can be redeemed for hundreds of merchandise and travel rewards. Executive credit cardholders will receive 5,000 bonus points for their first minimum transaction of $100 made within 90 days of opening the credit card account.
Travel accident insurance
24-hour customer service by phone
Ability to manage your account online through mycardstatement.com
In addition to making payments online, by mail, phone, or ACH, you can make your credit card payments at any MCB branch near you
To apply for an MCB Visa® Executive credit card, call or visit any MCB branch near you. To apply for the Executive Credit Card, applicants must meet the following annual income requirements:
Minimal annual income requirement of $150,000 for individual applicant and $250,000 for joint applicants.
For clients who may be retired or no longer have the income to qualify, a second form of qualification is Investable Assets, Liquid Assets which must be $500,000 or greater and verified with current bank/investment statements.
NOTE: 401K, IRA, Trust funds do not qualify as liquid assets.
Your Annual Percentage Rate (APR) will be determined by information provided in your application and credit report. Credit card account agreements are available by clicking on the links below for each available APR:
Prime Rate + 1% (Currently 4.50% APR)
Prime Rate + 3% (Currently 6.50% APR)
To learn more about Scorecard Rewards® or to redeem your rewards, visit www.scorecardrewards.com
*** Subject to credit approval. See an MCB representative for additional terms and requirements.Subject to credit approval. See an MCB representative for additional terms and requirements. Executive Card Prime + 1.0% PDF Executive Card Prime + 3.0% PDF
