Loans & Lines of Credit

Mortgage Loans*

At Mountain Commerce Bank, our mortgage loans to purchase or refinance your home are tailored to your needs, not the other way around. In today’s turbulent lending environment, isn’t it nice to know there’s a bank that will not only keep its promises but also work with you to make sure the loan fits your particular needs? We thought you would. Please call us today or find a branch near you for your custom mortgage loan fitting.

Mortgage Loan Benefits from Mountain Commerce Bank:

  • No PMI
  • No escrow
  • Fixed interest rate
  • .25% interest rate discount when you sign up for auto-debit of your monthly payments from an MCB checking or savings account
  • Up to 30 years amortization for qualified applicants
  • Up to 85% loan-to-value (LTV) for qualified applicants

Personal Loans & Lines of Credit **

Do you need a new car, want to make improvements on your home, or need to consolidate your debt? MCB offers competitive and flexible rates and terms for personal loans and lines of credit to help satisfy your current financial needs.

For current rates and terms on loans and lines of credit, call or visit an MCB branch location.

Personal Visa® Platinum Credit Card***

Mountain Commerce Bank offers a convenient and flexible Visa® Platinum credit card that provides you with the buying power you need for your purchases. It is accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And, our card comes with the local, friendly service you have come to expect from Mountain Commerce Bank.

The MCB Visa® Platinum credit card features the following benefits:

  • Low fixed interest rates
  • No annual fee
  • Scorecard Rewards®
  • For every $1.00 you spend in net retail purchases, you will receive one (1) Scorecard Rewards® Bonus Point that can be redeemed for hundreds of merchandise and travel rewards.
  • Travel Accident Insurance
  • 24 hour customer service by phone
  • Ability to manage your account online through mycardstatement.com
  • In addition to making payments online, by mail, phone, or ACH, you can make your credit card payments at any MCB branch near you

To apply for an MCB Visa® Platinum credit card, call or visit any MCB branch near you.

To manage your MCB credit card account, visit www.mycardstatement.com.

To learn more about Scorecard Rewards® or to redeem your rewards, visit www.scorecardrewards.com.

* All loans are subject to credit approval. Certain restrictions and conditions may apply. Rental properties are not applicable. MCB checking or savings account with auto debit of the monthly payment is required to obtain the .25% interest rate discount. Property insurance is required. Closing costs will apply. Other fees may apply. A minimum credit score of 625 is required. An MCB checking or savings account is required to obtain this product. Contact an MCB representative for specific mortgage loan rates, monthly payments, terms, and requirements.

**All loans and lines of credit are subject to credit approval. Certain restrictions may apply.

***Subject to credit approval. See an MCB representative for additional terms and requirements.