Personal Banking »

Loans & Lines of Credit

Mortgage Loans *

At Mountain Commerce Bank, our mortgage loans to finance or refinance your home are tailored to your needs, not the other way around. In today’s turbulent lending environment, isn’t it nice to know there’s a bank that will not only keep its promises but also work with you to make sure the loan fits your particular needs? We thought you would. Please call us today or find a branch near you for your custom mortgage loan fitting.

Mortgage loan benefits from Mountain Commerce Bank:

  • No PMI
  • No escrow
  • Fixed interest rate
  • .25% interest rate discount when you sign up for auto-debit of your monthly payments from an MCB checking or savings account
  • Up to 30 years amortization for qualified applicants
  • Up to 85% loan-to-value (LTV) for qualified applicants

Personal Loans & Lines of Credit **

Do you need a new car, want to make improvements on your home, or need to consolidate your debt? MCB offers competitive and flexible rates and terms for personal loans and lines of credit to help satisfy your current financial needs.

For current rates and terms on loans and lines of credit, call or visit an MCB branch location.

 

 

* All loans are subject to credit approval. Certain restrictions and conditions may apply. Rental properties are not applicable. MCB checking or savings account with auto debit of the monthly payment is required to obtain the .25% interest rate discount. Property insurance is required. Closing costs will apply. Other fees may apply. A minimum credit score of 625 is required. An MCB checking or savings account is required to obtain this product. Contact an MCB representative for specific mortgage loan rates, monthly payments, terms, and requirements.

**All loans and lines of credit are subject to credit approval. Certain restrictions may apply.