Media Relations

March 5, 2008

MOUNTAIN COMMERCE BEGINS DEMOLITION; EXPANSION IN BEARDEN

KNOXVILLE, Tenn. - Mountain Commerce Bank (MCB) accelerates its expansion into the Knoxville area with the demolition that began on March 3 of the Exxon gas station located at the intersection of Kingston Pike and Northshore Drive, and the subsequent construction of MCB’s new Bearden branch.

Demolition should end in approximately one week. The land was purchased in August 2007 for $2.5 million. To view a slideshow of demolition photos, visit MCB’s website at http://www.mcb.com/locations/inprogress.php#bearden.

Designed by BarberMcMurry architects, the new building will be 5,300 square feet and provide space for 8-12 employees. The Bearden location’s anticipated opening date is Sept./Oct. 2008.

MCB is continuing its growth in East Tennessee with the addition of three more branches in 2008 in Morristown, Erwin, and the Boones Creek section of Johnson City. The Morristown branch is currently open; a grand opening event is scheduled for April 10.

MCB also has plans to open a Farragut branch in the former Silver Spoon location in early 2009. Building plans have not yet been finalized.

About Mountain Commerce Bank

Mountain Commerce Bank (MCB) is a state-chartered, FDIC Insured, privately held financial services institution serving the mountain south region of East Tennessee. With its acquisition in 2006 of 96-year-old Erwin National Bank, MCB’s nearly century-old banking foundation is the cornerstone of rapid growth and exceptional service for its shareholders, clients, communities, and employees. Through innovative use of technology and modern banking services, MCB offers big service banking with personalized, community bank style.

At the end of December 2007, MCB had $276 million in Total Assets and $238 million in Total Deposits. MCB currently employs more than 90 individuals at six branches and one loan production office, and offers services through more than 50 ATMS within Walgreens and other key locations. For more information, visit www.mcb.com or check your account anytime at 1-866-MCB-1910.